Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and instalment(s) should you wish to apply for a loan.
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Our maximum annual percentage rate is 38%.
We offer repayment periods from 61 to 65 days.
We offer convenient repayment options, including but not limited to debit orders.
When you take out subsequent / new loans, the same interest rates and fees will apply in respect of those new loans. We do not offer Credit Facilities or Revolving Facilities and each loan you take with us, is a new, separate loan.
Non-payment of your account will result in a R50 service fee and 5% interest added every month. If you fail to make payment for two months, your account will be handed over to an external debt collection company, which will result in additional costs for your own account.
Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.