Finance 27 are same day loan providers in South Africa. Take a look now to see how much you can borrow.
Finance 27 is based in South Africa and offers short-term loans to all citizens of South Africa.
To qualify for a loan with us, you must be a South African citizen above 18 years of age, be employed, and have a valid bank account.
A payday loan online is a short-term loan that is designed to cover immediate financial needs, and will be repaid on the borrower’s next payday.
Same-day loans are short-term loans that are typically processed and approved within the same day of the application, allowing borrowers quick access to funds.
It’s quite simple really, all you need to do is select your loan amount, fill in the application form on our site, wait up to 24 hours for the loan approval, and the loan will appear in your account on the same day. For more information on our same day loan online process, visit our How It Works page.
You can borrow from as little as R 800 up to R 6,000 and the available amount depends on your affordability. Our quick and convenient application process enables short-term loans to be received on the same day you get approved. Visit our How It Works page to find out more.
We always make payments the same day that your loan is approved. It then takes 24 hours for the money to reflect in your account.
We perform a credit check on your name, but having a bad credit record does not necessarily mean that we can’t assist you. We consider a lot of other factors as well as your credit score, and if we feel comfortable that you will be able to repay the loan, we will consider your application.
We do not make cash payouts to any of our clients in South Africa. All payments are made directly into the same bank account that you use to receive your salary, not cash payments. Therefore your bank account must be active and have the ability to make cash withdrawals.
You will need to complete our online application form. On this form, you need to give us your contact details, physical address and postal address, employer details and a breakdown of your income and expenses. We require your banking details as well to be able to pay the money into your account and load any applicable debit order for your instalment. You may need to take a look at your bank statements to find the necessary information.
Yes, it is safe to give your information to Finance 27. Please visit our privacy policy where you can read more about the ins and outs of what we do with your information.
Yes. We are accredited with the National Credit Regulator and that enables us to provide short-term loans to the whole of South Africa. We are fully compliant and active.
Yes, you need to be employed and earn a regular salary that is paid into your bank account.
You need to have an active bank account that is registered in your name. We will not be able to make any payments to a 3rd party bank account.
We perform a credit check and a financial needs analysis when you apply for a loan. This means that we evaluate your financial situation. This enables us to lend you money, even if you have existing debt or a bad credit score. It is very important that you give us true and accurate information in your application and carefully read and double-check the information, as well as carefully read our terms and conditions. If you require further information on our repayment process, feel free to get in touch with us on 012 941 1572 or info@finance27.co.za!
When you apply for a loan, you can choose the period that you would like to repay the loan. We offer convenient repayment options, including debit orders, which means that every time you get paid, an instalment is deducted from your account automatically by DebiCheck. This means that you don't have to worry about making cash deposits or any other form of repayment arrangement. Everything can be done automatically for your convenience.
DebiCheck is a type of debit order that allows you to check and confirm the details of your loan repayment plan. After confirmation, we can safely collect money from your bank account based on the debit order.
Our maximum annual percentage rate is 38%.
We understand that certain things happen in life that you have no control over. That is why we will always try to accommodate your situation and make alternative arrangements where we can. The most important part to remember is to always communicate with us if you are worried about making your monthly payments. We will not be able to assist you and come to some form of arrangement if we don't know what's going on.
If we are not able to agree on an arrangement with you and you don't repay your loan, we will be forced to hand your account over to the legal department, and ultimately a debt-collecting company. This can result in a lot of unnecessary costs for you and it will affect your chances of qualifying for a loan elsewhere in future. That is why we urge our clients to communicate with us if they are experiencing financial difficulties as we are always willing to revise your repayment plan and help you out where we can by altering your monthly instalments.
Finance 27 will never ask or require any form of upfront payment for loans to be paid out.
We will soon be integrating with WhatsApp, but in the meantime please refer all enquiries to our landline or email address.
Phone number: 012 941 1572
Email address: info@finance27.co.za!